Terms of use
Last updated: October 11, 2026
These terms describe use of this website and the nature of the information and communications available through it.
General information
Website content provides general information about health and life insurance. It is not legal, tax, or financial advice and does not replace review of official policy documents.
No coverage is created
Submitting a form, email, or message does not create a policy, guarantee eligibility, benefits, premiums, or approval, or bind coverage. Coverage begins only when an authorized insurer confirms it according to its requirements.
Availability and accuracy
Products, requirements, subsidies, enrollment periods, and available options may change and vary by location and individual circumstances. We work to keep the site useful and accurate, but do not guarantee that all content is complete or current at all times.
Communications
When you request contact, you authorize a response through the method you selected. You may withdraw that permission at any time. Do not send Social Security numbers, payment details, diagnoses, documents, or other sensitive information through this site.
External services
When you open WhatsApp or another external service from the site, that service's terms and privacy practices apply.
Acceptable use
You may not use the site to interfere with its operation, attempt unauthorized access, transmit malicious content, or conduct illegal activity.
Contact
For questions about these terms, email info@ortegainsurance.net or call (305) 834-5077.